The Challenge
A high-earning couple in their late 50s knew they were doing many things right, but they couldn’t shake the feeling that something was off track. When Covid hit and the markets were swinging wildly, their previous advisor made no meaningful portfolio adjustments, didn’t take advantage of tax-loss opportunities, and offered very little communication during that especially stressful and volatile time. Without clear guidance, they felt unsure about their investments and questioned whether they were properly planning for the retirement they envisioned.
Our Approach
We jumped right in and began reviewing everything – from their current assets and cash flow to their retirement goals and risk tolerance. From there, we built a planning-first strategy that focused on long-term projections, thoughtful risk management, and clear decision-making – especially important during uncertain market conditions.
Our Solution
We redesigned their investment strategy to better support their long-term goals and introduced a more disciplined, proactive approach to portfolio management. We also created a clear roadmap to their target retirement number, so they could see where they were headed and why. Through regular check-ins and ongoing planning conversations – focused on progress, not panic – their confidence steadily grew. Over time, so did their results. Their assets increased from $2.5M to $6.5M, including approximately $2M in realized investment gains that would not have been captured under their previous advisor’s approach.
